Ms Budget (“we,” “us,” or “our”) operates the website https://msbudget.com (“Site”).
This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our Site or interact with us.
By using this Site, you agree to the terms described in this Privacy Policy.
1. Information We Collect
A. Personal Information You Provide
We may collect the following personal information when voluntarily provided:
- Name
- Email address
- Information submitted through forms
- Any information you send to info@msbudget.com
B. Automatically Collected Information
When you use the Site, we automatically collect:
- IP address
- Browser type and device
- Pages visited
- Time/date stamps
- Referral sources
- Cookies and tracking technologies
C. Cookies & Tracking Technologies
We use:
- Cookies
- Web beacons
- Pixels
- Analytics tools
- Affiliate tracking cookies
- Advertising cookies (e.g., Google Ads, programmatic advertisers)
2. How We Use Your Information
We may use your information to:
- Provide and operate the Site
- Respond to inquiries
- Send newsletters and promotional emails
- Improve content and user experience
- Analyze traffic and performance
- Deliver personalized advertisements
- Process affiliate tracking
- Comply with legal obligations
3. How We Share Information
We may share information with:
- Advertising partners (e.g., Google, ad networks)
- Affiliate programs and networks (for tracking and reporting)
- Analytics providers (e.g., Google Analytics)
- Email marketing platforms (e.g., Mailchimp, ConvertKit, etc.)
- Service providers such as hosting or security tools
We do not sell personal information.
4. Affiliate Links
We participate in various affiliate programs. When you click an affiliate link, a tracking cookie may be placed on your browser to track sales and credit commissions.
5. Email Marketing
If you subscribe, we may send:
- Newsletters
- Product recommendations
- Budget tips
- Affiliate promotions
You may unsubscribe anytime by clicking the link in any email.
6. GDPR / UK GDPR Compliance (For EU/UK Visitors)
If you are visiting from the European Union or United Kingdom, you have the following rights:
- Right to access
- Right to rectification
- Right to erasure
- Right to restrict processing
- Right to object
- Right to data portability
- Right to withdraw consent
To exercise these rights, contact us at info@msbudget.com.
Legal Bases for Processing (GDPR/UK GDPR)
We process your information under these legal bases:
- Your consent
- Performance of a contract
- Compliance with legal obligations
- Legitimate business interests
7. California Residents (CCPA/CPRA Notice)
California residents may request:
- Categories of data collected
- Categories of third parties data is shared with
- Access to specific information
- Deletion of personal information
We do not sell personal information as defined by CCPA.
Submit requests to: info@msbudget.com
8. Data Retention
We keep your information only as long as needed to:
- Provide services
- Comply with legal obligations
- Resolve disputes
9. Security
We take reasonable steps to protect your information but cannot guarantee absolute security.
10. Third-Party Links
Our Site contains links to third-party websites. We are not responsible for their practices or content.
11. Children’s Privacy
Our Site is not intended for children under 13, and we do not knowingly collect information from them.
12. Changes to This Privacy Policy
We may update this Privacy Policy periodically. Updates will be posted on this page.
13. Contact Us
If you have questions, email us at: